I posted this in 2nd tri too...but I thought this might be a better place.
I have a STD plan though UnumProvident. I have been out of work since Sept 1st, and have been hospitalized twice since then for HG. Well they STILL have not approved (or denied) my claim. They keep calling with questions such as, when will you go back to work, what exactly about working can't you do? I work at a direct supervision jail where there is a 1:52 ratio of staff to inmates with 12.5 hour shifts. Seriously.
So today I called the supervisor of my plan. He said with a diagnosis of HG he doesn't have any idea why I would be out of work still. I was only in the hospital for 3 days one time and 4 days the next. HG isn't something that keeps you out of work for a long time, and I don't have any active plan to go back.
Is he serious? Just because I am not impatient doesn't mean that I am hydrated, it doesn't mean I am not everyday, all day. It doesn't mean I am not medicated to survive. It doesn't mean I am able to be back to 'normal' I lay in bed all day.
Blah. So they again requested my entire medical record to meet with the Unum clinician..
Do I need to keep going to the hospital everytime I feel sick to get paid for an insurance policy that I purchased?
Grrrrr.