by mammaclare » Jun 16, 2006 12:05 pm
I did. I called customer service and had them walk me through all of the co-insurance I would have to pay, what my out of pocket maximums would be, deductibles, how many u/s they cover, my cost for home health, everything.
They had no problem answering all my questions and walking me through the coverage...and I have to say that the woman even put up wiht me when I kept comparing to my last PG and insurance (company changed carriers as of Jan 1 this year...Cigna to Aetna) and even complained a bit about the terms that my employer had negotiated. This pregnancy will run us about $2500 all said and done. Last one was $20 at the 1st pre-natal visit, and then $10 copay on Zofran every 5 or so days. And $70 to the hospital for the surcharge for a private room. (And I found out they only HAVE singles, so I can't believe they took my money...sleazebags).
I made a list of questions and wrote all the answers down, which helped me feel like I totally understood all the ins and outs of maternity coverage...so I say go ahead and call. I needed to get the information before I was too sick to think clearly.
Clare
Mommy to Rory Benjamin 8-28-03
And Kieran Alexander 12-15-06
HG Babies-Week 5 to The Bitter End!